Blog
Based in offices in Gloucester and central Cheltenham, The Mortgage Branch is one of Cheltenham’s leading mortgage brokers. Having brokered mortgages in areas throughout Gloucestershire and across the UK, The Mortgage Branch offers specialist mortgage advice and brokerage for clients of all property types and values from first-time buyers and remortgagers, through to portfolio landlords and Limited Company buy-to-let mortgages. Our team of dedicated mortgage brokers are highly experienced in navigating the complexities of finding favourable interest rates and securing the right mortgage for you. Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice.
A practical guide that explains fixed, tracker and variable-rate mortgages, outlines common scenarios for Gloucestershire buyers and landlords, and shows the steps to take when deciding which type best fits your plans.
Practical guidance for self‑employed people, contractors and limited company directors on the documents lenders commonly want, how many years of accounts are usually required, and how a mortgage broker can present your case.
Practical guidance for landlords planning to build or refinance a local buy-to-let portfolio, covering financing multiple properties, lender checks, loan-to-value considerations, stress testing and choosing between personal and limited-company mortgages.
A clear, practical guide to how limited company buy-to-let mortgages work, the main pros and cons compared with owning property personally, and the key points Gloucestershire landlords should consider before deciding which route to take.
A practical, Cheltenham-focused walkthrough of each stage in the home‑buying journey — from initial mortgage advice and a mortgage in principle through valuation, conveyancing and completion — with realistic expectations and tips to help avoid common delays.
A practical guide for homeowners in Gloucester and Cheltenham explaining when remortgaging makes sense, how to compare deals, typical costs to expect, and how a local broker can help you reduce payments or release equity.
A practical, local guide to how Gloucester and Cheltenham can affect what mortgage you can get, how much it might cost over time, and what steps to take when planning a move in either town.
Practical, local guidance for first-time buyers in Gloucester, Cheltenham and across Gloucestershire on how lenders assess applications, deposit options, credit checks, paperwork, and how a local broker can help you secure mortgage approval.