Blog
About The Mortgage Branch Based in central Cheltenham, The Mortgage Branch is one of Cheltenham’s leading mortgage brokers. Having brokered mortgages in areas throughout the town and surrounding areas, The Mortgage Branch offers specialist mortgage advice and brokerage for clients of all property types and values from first-time buyers looking to utilise help to buy, through to portfolio landlords and Limited Company buy-to-let mortgages. Our team of dedicated mortgage brokers are highly experienced in navigating the complexities of finding favourable interest rates and securing the best mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pa
Practical, step‑by‑step guidance for contractors, freelancers and company directors in Cheltenham, Bristol and nearby areas on how to present complex income to lenders, which documents to prepare, and how a specialist broker can help place cases high‑street banks often decline.
Clear, non‑alarmist guidance for UK homeowners on reviewing mortgage deals, short‑term relief options, protection choices and when to speak early to a broker or lender — with practical next steps you can act on today.
A clear, practical guide comparing fixed, tracker and variable mortgages, who each option typically suits, and the questions Cheltenham borrowers should ask before deciding.
A clear, practical guide to how UK lenders assess how much you can borrow for residential and buy‑to‑let mortgages, with locally relevant guidance for buyers in Cheltenham, Gloucester, Stroud and Bristol and steps you can take to prepare.
A clear, practical guide for homeowners in Cheltenham and surrounding Gloucestershire on when to consider remortgaging, how to compare fixed, tracker and variable options, and concrete steps you can take to lower monthly payments while managing risk.
A practical, Cheltenham‑focused walkthrough for first‑time buyers explaining affordability checks, Help to Buy/shared ownership options, getting an Agreement in Principle, solicitor and lender timelines, and how a broker can reduce stress along the way.